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Dear Families and Members,

What would your life be like if you had no payments? No credit card bills. No car payments. No home equity loan. Not even a mortgage payment. How much money

would you have for vacations and fun experiences? How much could you give?


What if every dollar you brought home represented an opportunity for the future

instead of an obligation to the past? What kind of difference would it make to your

family, your community, or your church if you were completely debt free?


How you spend your money tells a story. It’s a story about what is most important

to you— what really matters in life—and it shows where your heart is. Jesus said,

“For where your treasure is, there your heart will be also.”


If the story your financial life is telling conflicts with your heart’s desires, don’t

worry, there’s good news: Your story isn’t written in stone. You can change your

situation. And you can start right now.


Our Savior’s Church and School will be hosting Dave Ramsey’s Financial Peace

University, a nine week course starting Saturday, September 22, 2018 at 9:30 am. FPU

Membership (accessible online) is $109/ family for life. That price includes the kit

for the class and grants you access to any and all subsequent FPU classes you

choose to attend.


Financial Peace University (FPU) isn't just about getting out of debt, saving money,

and growing a healthy retirement fund. Although those are all goals of the

curriculum, FPU isn’t really about money at all. It’s about living and giving according

to God’s design, strengthening your marriage and teaching your kids, leaving a

legacy and being the change agent in your family tree. Basically, it’s about learning

what to do with everything God has entrusted into your care.


FPU teaches what most American families are missing in their personal finances:

A Plan. This class covers the “what” and the “how,” but if you want to make positive change in your finances, it might help to consider your own personal “why.”


Do you want stay home with the kids? Retire early? Get on the same financial

page as your spouse? Or maybe you’d like your kids to attend college debt free.


Whatever your reason for wanting to make a change, this class is sure to help

you on your journey toward financial peace. To register for the class at Our

Savior’s, (or go to and search

for a class near you). Childcare for 5 and under and light refreshments will be

provided. If you have any questions please contact the event coordinators listed


Thank You,

Amanda Kowalski                                                    Jackie Frank                        

63 Mountain View Avenue, Albany, New York 12205 2897
Church (518) 459-2248  FAX (518) 459-1330 School (518) 459-2273

Dave Ramsey

Financial Peace University

Class Preview Video


Financial Peace University 

Question and Answer Sheet  

9 week course, starting Saturday September 22, 2018, 9:30 am  


Is this a investment or insurance product? 

      -NO! The class is a safe space from selling or advertising of financial “products”. This class is to give

you financial knowledge. It will equip you to make sound financial decisions and to manage your

household budget. 


Does the church make money by hosting this class? 

      -No. When you register and buy your life time membership/kit through the Financial Peace Website,

that is yours. You can attend at any local class and attend as many times you want, that is what

you bought. 


How much does it cost and what do I get? 

      -The Financial Peace University Kit is $109, it includes lifetime membership and on-line access.

You can go through this class as often as you want. Inside the kit is your workbook, Dave Ramsey’s

book, the envelop system, a confidential folder to transport your personal budget and the 9 week

course audio on downloadable mp3/iTunes. 


Do you have to have internet access to attend class? 

       -Yes and no. Yes, you would want to have internet access to fully use your membership and

register at . No, we believe in this mind set of living and will work

with anyone who is ready for a new way of thinking and wants to attend the class. 


Why don’t I just buy the lessons and do it on my own? 

       -How has the going alone thing worked so far for you? It is not just about having the knowledge

of what you should be doing it is about being around like minded people that are ready for a change

and are just sick and tired of not having a plan. The world feeds off of the “I can do it on my own”

mentality. The power of sharing the struggles in our life and hearing that you are NOT alone is

freeing of it’s self.   


Who attends this kind of class? 

       -Everyone!!  It is advertise on the Dave Ramsey website under “search for class”. This makes

it open to the community also.  This class is teaching the common sense way of living all explained

in layman terms. We are just one of many churches hosting this life changing class. 


When do I have to register by? 

       - You have until 2 days prior to class to make your life changing decision.   


What do I bring to the class? 

       - For the first class bring the whole kit. Your FPU activation Code sticker will be on the kit

somewhere, it is important!! 


Will there be childcare? 

       -Yes. In the launchpad, 5 and under. 

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